If you want to change your health insurance company, this usually happens at the end of the year. Fall is a significant time, as the Federal Department of Health approves premiums for the coming year. During this time, you will receive your new premium in writing from your health insurance company, no later than the end of October. It is important that you submit the cancellation to your insurer in a timely manner. The cancellation period ends on November 30, and your insurer must have received the cancellation letter by that date.
However, there is also an additional option for insured persons with a regular deductible (300 francs). You have the option to cancel at the end of June, with a notice period of three months here.
Switching to Groupe Mutuel health insurance could be beneficial for you. Groupe Mutuel offers a wide range of benefits and attractive premiums. By comparing quotes, you can determine if Groupe Mutuel better meets your needs and may offer better terms and additional benefits.
Important information about termination dates and deadlines.
Please note the following notice periods if you want to change a health insurance company.
| Health insurance | Minimum contract period | Notice period |
|---|---|---|
| Aerosana | 1 year | 3 months, to the end of the calendar year |
| Agrisano | 1 year | 3 months, to the end of the calendar year |
| Aquilana | 1 year | 3 months, to the end of the calendar year |
| Assura | 5 years | 6 months, to the end of the calendar year |
| Atupri | 1 year | 3 months, to the end of the calendar year |
| Avanex | 1 year | 3 months, to the end of the calendar year |
| Concordia | 1 year | 3 months, to the end of the calendar year |
| CSS | 3 years | 3 months, to the end of the calendar year |
| Federal | 1 year | 3 months, to the end of the calendar year |
| Galenos | 6 months | 3 months, at the end of the calendar year or at the end of June |
| Groupe Mutuel | 5 years | 6 months, to the end of the calendar year |
| Helsana | 1 year | 3 months, to the end of the calendar year |
| Hotela | different | 3 months, to the end of the calendar year |
| Innova | 1 year | 3 months, to the end of the calendar year |
| Intras | 1 year | 3 months, to the end of the calendar year |
| KK Malters | 1 year | 3 months, to the end of the calendar year |
| KK Reg. Goms | 3 years | 3 months, to the end of the calendar year |
| KK Cervino | 1 year | 6 months, to the end of the calendar year |
| KLuG | 1 year | 3 months, to the end of the calendar year |
| Kolping | 1 - 2 years | 3 months, to the end of the calendar year |
| KPT / CPT | 1 year | 3 months, to the end of the calendar year |
| Maxi.ch | 1 year | 3 months, to the end of the calendar year |
| Moove Sympany | 1 year | 3 months, to the end of the calendar year |
| ÖKK | 1 year | 3 months, to the end of the calendar year |
| Panorama | 1 year | 3 months, to the end of the calendar year |
| Philos | 1 year | 3 months, to the end of the calendar year |
| Progrès | 1 year | 3 months, to the end of the calendar year |
| Provita | 1 year | 1 month, to the end of the calendar year |
| Rhenusana (BKK Heerbrugg) | 1 year | 3 months, to the end of the calendar year |
| Sanitas | 1 year | 3 months, to the end of the calendar year |
| Sansan | 1 year | 3 months, to the end of the calendar year |
| Sodalis | 1 year | 3 months, to the end of the calendar year |
| Sumiswalder KK | 1 year | 3 months, to the end of the calendar year |
| Supra | 5 years | 6 months, to the end of the calendar year |
| Swica | 1 year | 3 months, to the end of the calendar year |
| Visana | 1 year | 3 months, to the end of the calendar year |
| Vivao Sympany | 1 year | 3 months, to the end of the calendar year |
| Wincare | 1 year | 3 months, to the end of the calendar year |
| Xundheit | 1 year | 3 months, to the end of the calendar year |
The cancellation date for supplementary insurance is usually at the end of September. It’s important to find out about specific cancellation deadlines, as they can vary by insurance provider. Check the contract conditions of your supplementary insurance or contact your health insurance company directly for detailed information.
Groupe Mutuel also offers a range of attractive supplementary insurances. Before making your decision, it’s worth getting a quote from Groupe Mutuel and comparing it to your current supplemental insurance plans. You may find that Groupe Mutuel can offer you more comprehensive coverage and additional benefits at a competitive price.
Making a conscious decision to switch health insurance plans requires a thorough review of your individual needs and consideration of various offerings. Take the time to evaluate the various options, including Groupe Mutuel’s offerings, and make an informed decision to get the best possible benefits package.
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